MilConsumer Blog Feed

Did you ever apply for credit and were refused? There may be something on your credit report that’s holding you back. But it might not all be accurate. Checking your credit report at least once a year helps you know what’s there – and keeps you on track for a healthier financial future. Visit AnnualCreditReport.com to get your free credit report from each of the three major reporting agencies: Equifax, Experian and TransUnion. The law entitles...

It’s National Homeownership Month, and the FTC and the National Association of Realtors® want to remind you that scammers sometimes use emails to rob home buyers of their closing costs and personal information. Here’s how the scam works: hackers break into the email accounts of buyers or real estate professionals to get information about upcoming real estate transactions. The hacker then sends an email to the buyer, posing as the real estate...

Moving can be daunting, but for millions of Americans, the biggest relocation challenge might be related to their jobs: getting a professional license in a new state. The obstacles aren’t just paperwork and fees. Licensing requirements often vary from state to state so you might have to take additional courses or get specialized on-the-job experience – even if you’ve been working in the same profession for years. Military spouses face these...

The FTC has been cracking down on deceptive tech support operations that call or send pop-ups to make people think their computers are infected with viruses. Scammers ask for access to computers, then charge people hundreds of dollars for unnecessary repairs. In Operation Tech Trap, the FTC and its partners announced 16 actions against deceptive operations, and the FTC temporarily halted the operations of several defendants. Recently, a woman who...

Skimmers are illegal card readers attached to payment terminals — like gas pumps — that grab data off a credit or debit card’s magnetic stripe without your knowledge. Criminals sell the stolen data or use it to buy things online. You won’t know your information has been stolen until you get your statement or an overdraft notice. Skimmers are nothing new, but technology has made them smaller and harder to find. Sometimes, they’re even hidden...

Here at the FTC, we’re known for getting things done on behalf of regular people. Unfortunately, sometimes scammers try to take advantage of our good reputation. The latest example: Some people have gotten an email that claims to be from Maureen Ohlhausen, the FTC’s Acting Chairman. But it’s not. The email asks you to give your bank account information – so, it says, you can get money from the government’s settlement with Western Union. The email...

Before you head to the eye doctor, take 30 seconds to watch a new video from the FTC about your eyewear prescription rights. Federal law requires your eye doctor to give you your contact lens prescription after your fitting and your eyeglass prescription after your exam. And you don’t have to ask for it or pay extra . That lets you shop around for the best deal. To learn more, visit FTC.gov/contacts or FTC.gov/contactos in Spanish. Follow us on...

You might have seen ads for companies that say they can reduce your debt – sometimes for cents on the dollar. All you have to do is pay them. But these offers are not always what they seem. Watch this video to see the story of Ms. Dorothy Council, an active 84-year-old from Philadelphia, and her experience with a debt settlement company. (And the legal services attorney who helped her sort it all out.) Before you jump into any kind of debt...

Our new fotonovela, Talking about Scams, tells the story of Eva and her husband, Pablo, who learn how talking about a scam can help someone avoid falling for a scam. As the story illustrates, if you think you spotted a scam, it’s a good idea to tell somebody. Even if you’re not sure it is a scam, talking to someone—a friend, a neighbor, a loved one—could help them avoid it. Sometimes, hearing yourself describe the scam to someone else could help...

Identity theft can happen to anyone. I’m a fraud investigator, and I’d like to tell you about my identity theft. Knowing how to respond will help you if you ever have to recover your identity. My purse was stolen recently. Charges appeared on my credit cards before I even knew it was gone. I knew I had to act quickly to protect my identity, so I went to IdentityTheft.gov. It’s the site where you can file a report and get a personalized recovery...