According to a recent survey, half of Americans dread holiday shopping. Whether you love or hate it, we’ll be in the thick of the season before you know it. Doing some advance planning can take the edge off that dread. If you’d like some tips on making the most of holiday shopping, join us for a Twitter chat with the Department of Defense's Military One Source, the Consumer Financial Protection Bureau, and Military Saves on Thursday, November 6 at 2:00pm, Eastern time. We’ll discuss our tips on saving and budgeting for holiday expenses, being a savvy online shopper, steering clear of online scams, and what to do if you run up too much debt during this time of year. We’d especially like to hear from all you servicemembers, veterans, and military families out there. Use the hashtags #MyMilFam and #MilConsumer to be part of the conversation.