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Got a letter in the mail from the Department of Veterans Affairs (VA) saying you owe money due to an overpayment of your benefits? You might be wondering: Was I really overpaid? How much do I need to pay back? To get real answers to questions like these, always start by logging into your VA.gov account.

You might get an email or text that seems to come from Apple, Microsoft, or Google, saying you’re out of storage. The message looks legit, and you might think there’s a chance you need more cloud space, but your scam-radar is going off. How can you be sure the link to upgrade isn’t a scam?

Have you gotten a call that looks like it’s from your local police department? Scammers are faking caller ID to impersonate local law enforcement, hoping to get you to pay. Learn how this scam works so you can avoid it.

Military servicemembers, veterans, and their families sacrifice a lot to keep our country safe. In the spirit of protecting those who’ve served, the Federal Trade Commission invites you to talk about scams with your battle buddies. Looking for ways to share what you know and protect someone else from a scam? The FTC’s got your six.

Scammers know that many people want to make money working from home. So they send emails, texts, or advertise jobs that claim you can make thousands of dollars a month working from home with little time and effort. What do they really want? Your money or personal information.

If you want to use your driver’s license to fly, you’ll need a REAL ID. If you don’t have one yet, your state’s Department of Motor Vehicles (DMV) is the place to go, and they’re only taking in-person appointments. But people are telling the FTC that scammers are pretending to be the DMV or another government agency. Reports say these “officials” are sending messages saying you can skip the line if you pay or give them information. Here’s how that scam works so you can avoid it.

Hoping to take a trip in the warmer weather? Before you start planning, know that some scammers set up websites advertising free or cheap travel deals. Learn to spot these scammy sites and other schemes designed to steal your money and personal information.

Are you hanging up the dog tags to start college this fall? Not all schools tell the whole truth about how your GI Bill benefits will cover your tuition and fees. Learn where to get real answers and make sure your GI Bill benefits don’t get wasted by mistake.

Social media can be a great way to connect with new friends, but it’s a different story when someone approaches you to be friends and then asks for money. That’s no friend — that’s a scammer.

When it comes to protecting your identity, you might think about keeping usernames to yourself, using strong passwords, and reviewing your statements. That’s all great. But it’s also important to think about what you do with documents or digital files that contain your financial information. So, let’s look at what you should keep and lock up, and what you should shred or delete.