Scammers know that applying for veterans benefits is at the top of the to-do list when you’re getting ready to leave the military. That’s why they pretend to be with the Department of Veterans Affairs (VA) and offer to help you apply for benefits if you pay them — even though it’s free to apply with the VA. So if you’re applying for veterans benefits, get the help you need while avoiding scams. Here’s how.

Let’s say someone contacts you unexpectedly and says you have to pay to fix a problem, get a prize, or something else. But then they say the only way to pay is by bank transfer, wire transfer, cryptocurrency, payment app, or gift card. Well, reports to the FTC show that’s a scam.

As a veteran, you’ve worked hard to protect our country. And if you’re a veteran-run small business, you know how important it is to have protections against scammers and cybercriminals. Your best defense is an informed workforce, so here are some free resources to help you start the conversation with your team.

Looking for health insurance? Sometimes shady companies will try to make you think you’re buying health insurance when it’s really a medical discount plan. Watch this video to find out what to know to avoid the scams.