Did you get a call claiming you missed jury duty and need to pay? Followed by a text or email with official-looking documents saying there’s a warrant out for your arrest? As alarming as these things sound, they’re a scam designed to steal your money.

When you search online, do you click the first result you see? You’re not alone. But that habit could cost you — especially if you’re searching for health insurance or government healthcare programs like Medicare.

The FTC is getting reports about a new phishing scam that looks a lot like the CAPTCHA requests you might be used to seeing. Real CAPTCHAs give you image- or text-based tasks to prove you’re not a robot — something like typing letters and numbers exactly as they appear, or matching pictures of things like fire hydrants or traffic lights. Here’s how the fake CAPTCHA requests happen…and how you could wind up installing malware on your own device.

If you’re a childcare provider, you know parents might sometimes need to arrange for childcare in a pinch. But if you get an urgent message from someone who says they need childcare and will send you a check in advance, that’s likely a scammer trying to trick you into sending them money.