Having a lot of debt can be stressful at any age. But if you’re retired or about to live on a fixed income, paying off debt can sometimes be more challenging. As you explore your options, know that scammers might promise to take away your debt — for a fee. If you pay them before they help you, you’ll likely lose money instead of getting a fresh start. So, what’s the best way to pay down debt while avoiding scams?

Scammers are pretending to be Amazon again. This time, they’re sending texts claiming there’s a problem with something you bought. They offer a refund if you click a link — but it’s a scam. Here’s how the scam works so you can avoid it.

It takes a village of trusted adults to help military kids adapt to new cities and overcome being the new kid in class again. Kids often need that same village of parents, coaches, and teachers to help them navigate safely online. If you’re looking for tools to talk with kids about privacy and online safety, digital citizenship, spotting and avoiding scams, and understanding advertising, Youville can help!

Chances are, you’ve gotten a scam text about unpaid toll charges or know someone who has. Now scammers are going even further and pretending to be the Department of Motor Vehicles (DMV) from states all over the country. They insist that you pay for an “overdue traffic ticket” and threaten to suspend your driving privileges (among other things) if you don’t. Here’s how the scam works.