Identity theft is one of the most-reported problems to the FTC every year. So, chances are, it’s affected you or someone you know. That’s why the FTC and its partners dedicate a week to raising awareness and organizing events to help everyone protect and recover from identity theft.

You get a text message, supposedly following up on a $10,000 loan application. Only, you never applied for a loan. Is this pure luck or a scam? Before you use the callback number in the message to find out, or even reply “NO” to cancel the application, learn to spot a fake loan text scam.

Identity theft can happen anytime, to anyone. In fact, last year, more than a million people reported identity theft to the FTC. So, being ready to spot identity theft — and deal with it if it happens — can make a big difference.

We’re seeing a big wave of reports about phone scams claiming you owe back taxes. But it’s not the IRS calling, it’s a scammer using a company name like “Tax Resolution Oversight Department.” If someone calls you out of the blue offering to help you fix a tax issue, hang up. Here’s how to spot the