If the dog days of summer have you panting for an indoor workout, you might be thinking of joining a gym. But before you sign on the dotted line, here are a few tips to help you find a club that best fits your needs — and wallet.

  • Comparison shop and take a tour. Is the gym clean and well-staffed? Do the hours of operation fit your schedule? Does it have the features you’re looking for, like free classes, an indoor pool, running track or basketball court? Can you pre-register for classes?
  • Take advantage of free passes at several gyms to find the one that best suits you. Plan a visit at a time you would normally be using the gym. Is it too crowded? Is the equipment in working order?
  • Negotiate on price. If a gym offers several services, facilities and types of training equipment but you only plan to use the cardio equipment and indoor pool, ask whether you can pay for just that.
  • Ask about discounts through your employer or health insurance company.
  • Consider a month-to-month membership. If you’re looking to use a gym only a few months out of the year, you’ll be better off paying month-to-month rather than locking yourself into an annual contract.
  • If a competitor is offering a better deal, ask the manager at your first preference to match the competitor’s price.
  • Do a search online to see what other people are saying about the gym you’re considering. Enter the name of the gym with words like “reviews” or “complaints.”

For more money-saving tips, check out Joining a Gym.